OwnArt - Interest Free Credit

Own Art - Interest Free

Making Art More Affordable and Acessible to Everyone

Own Art makes buying art easy and affordable by letting you spread the cost of your purchase over 10 months with an interest free loan. With hundreds of original works of art to choose from, why not start a collection of your own today from as little as £10 per month.

Own Art loans can be used for the purchase of any kind of contemporary art or craft from paintings and drawings to sculpture and ceramics from as little as £100 up to a maximum of £2,500 over 10 months.

Buy original and limited edition art, interest free. Next day delivery.

At Enid Hutt Galery we have an extensive selection of original and limited edition art, sculpture and many other pieces of art available to buy through the Own Art scheme. If there is a particular item you wish to buy, please contact us or a member of staff in the gallery.

How much can I borrow? Own Art loans allow you to borrow from as little as £100 up to a maximum of £2,500 for the purchase of works of art by living artists.

Although there isn’t a limit on the amount of times you can use Own Art, we suggest that you do not apply for more than one loan at the same time. Every loan application will be subject to a credit check, and your application may be declined if you have not yet already established a repayment record for an existing Own Art loan, or if the total amount of credit you have asked for is considered by the finance company to be too high in relation to your income.

£100 is the minimum that can be borrowed (this would be repaid in monthly installments of £10), but it is possible to use this to cover several lower value items with a combined value of over £100.

If you are buying something more valuable than £2,500 you can use an Own Art loan as a part payment. Please note that you cannot apply for multiple Own Art loans to cover the costs of a single purchase.

Own Art Plus loans allow you to borrow from £2,500 up to a maximum of £25,000 for the purchase of artwork by artists born in the 20th or 21st centuries. These loans are repayable over 10 months.

All Own Art loans are completely interest free for the customer.

Own Art - How Do I Apply?

Applying for an Own Art loan is easy!

The first stage is the difficult bit -- deciding what to buy. There are hundreds of Own Art member galleries across the country to choose from, many of which specialise in different types of work -- from prints and photography to ceramics and jewellery. Use our gallery finder to search for the kind of work you are most interested in. Are you eligible?

Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet the following criteria in order to apply for a loan:

Over the age of 18

A permanent UK resident

Working at least 16 hours a week (employed or self-employed)

A retired person in receipt of a pension

If you are not working but are married to or living with a partner who does meet the above criteria, then you may still apply provided that your partner is happy for their employment details to be included on your application form. Ask for Own Art

Once you've found the piece of work that you want to buy, just let the gallery know that you'd like to apply for an Own Art loan to finance your purchase.

Don't forget that if you are applying for the loan in person you will need to show proof of ID – this could be in the form of a utility bill or just simply your driving licence -- along with a credit or debit card as proof of signature. It only takes 10 minutes!

Staff in the gallery will take you through the loan application process, which normally takes about 10 minutes. Once you've given all the information they need, you'll get an instant decision.

A deposit is not necessary (although galleries may ask for one at their discretion, should you wish to take the work home with you immediately). Live with the art you love.

Once the agreement has been signed, the process is complete. You can take your artwork away there and then!

You will receive a welcome letter from our finance partner Hitachi Capital Consumer finance and following this the 10 monthly payments will be collected from your account via direct debit. This usually starts about four weeks after you have made your purchase. You can contact Hitachi to change the payment date to one more convenient for you.

Simple as that.

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Viewing 142 items in Sculpture

    • Arab (583) - David Geenty (Lost Wax, Solid Bronze Sculpture)
    • Arab (583) - David Geenty (Lost Wax, Solid Bronze Sculpture)
      • £948.00
    • Lost Wax, Solid Bronze Sculpture, Arab (583) by David Geenty Details: Medium: Lost Wax, Solid Bronze Sculpture Published: 2013 Edition Copies: 50 Size: 208 x 308mm - 2.1Kg Finish: As Pictured Signed:Yes - Engraved Arab (583) by David Geenty. Lost Wax, Solid Bronze Sculpture. Arab (583) is another one of David Geenty's equine masterpieces. This beautifully crafted sculpture captures the details and…
    • Baby Elephants Playing (937) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
    • Baby Elephants Playing (937) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
      • £190.00
    • Baby Elephants Playing (937) - Michael Simpson (Limited Edition Solid Bronze Sculpture) Limited Edition Solid Bronze Sculpture by Michael Simpson Details: Medium: Limited Edition Solid Bronze Sculpture Published: Spring 2017 Edition Copies: 150 Size: 16.5 x 5cm - 235g Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included Baby Elephants Playing (937) Sculpture by Michael Si…
    • Barn Owl at Night  (772) - Michael Simpson (Solid Bronze Sculpture)
    • Barn Owl at Night (772) - Michael Simpson (Solid Bronze Sculpture)
      • £120.00
    • Solid Bronze Sculpture, Barn Owl at Night by Michael Simpson Details: Medium: Solid Bronze Sculpture Published: 2015 Edition Copies: 250 Size: H 9.5 cm L 9.5 cm - 115 g Finish: As Pictured Signed:Yes - Engraved with Stamp Solid Bronze Sculpture, Barn Owl at Night by Michael Simpson This Barn Owl has been beautifully captured in motion, swooping upwards, making a sharp turn. Wildlife sculpture is o…
    • Barn Owl in Flight (951) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
    • Barn Owl in Flight (951) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
      • £108.00
    • Barn Owl in Flight (951) - Michael Simpson (Limited Edition Solid Bronze Sculpture) Limited Edition Solid Bronze Sculpture by Michael Simpson Details: Medium: Limited Edition Solid Bronze Sculpture Published: Spring 2017 Edition Copies: 250 Size: 8 x 9.8cm - 90g Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included Barn Owl in Flight (951) bronze sculpture by Michael Simps…
    • Bomber - Darrell Evanes (Original Metal Sculpture)
    • Bomber - Darrell Evanes (Original Metal Sculpture)
      • £1,920.00
    • Bomber - Darrell Evanes (Original Metal Sculpture) Original Metal Sculpture by Darrell Evanes Details: Medium: Original Metal Sculpture Published: 2017 Edition Copies: n/a Size: 48 x 48 x 51cm Finish: As Pictured Signed:Yes Certificate of Authenticity Included
    • Butterfly Dream - Neil Welch (Solid Bronze Sculpture)
    • Butterfly Dream - Neil Welch (Solid Bronze Sculpture)
      • £1,250.00
      • Out of stock
    • Solid Bronze Sculpture, Butterfly Dream by Neil Welch Details: Medium: Solid Bronze Sculpture Published: 2015 Edition Copies: 50 Size: H 35 cm L 15 cm - 3.3kg Finish: As Pictured Signed:Yes - Engraved with Stamp
    • Cat Lying (744) - Michael Simpson (Solid Bronze Sculpture)
    • Cat Lying (744) - Michael Simpson (Solid Bronze Sculpture)
      • £120.00
    • Solid Bronze Sculpture, Cat Lying by Michael Simpson Details: Medium: Solid Bronze Sculpture Published: 2015 Edition Copies: 150 Size: H5.5 cm L7.5 cm - 400g Finish: As Pictured Signed:Yes - Engraved with Stamp Solid Bronze cat sculpture 'Cat Lying' by Michael Simpson This sculpture is part of a new edition of works by renowned sculptor Michael Simpson. Simpson is known for his skill in capturing…
    • Cat Sitting (745) - Michael Simpson (Solid Bronze Sculpture)
    • Cat Sitting (745) - Michael Simpson (Solid Bronze Sculpture)
      • £120.00
    • Solid Bronze Sculpture, Cat Sitting by Michael Simpson Details: Medium: Solid Bronze Sculpture Published: 2015 Edition Copies: 150 Size: H7.5 cm L 7.5 cm - 420 g Finish: As Pictured Signed:Yes - Engraved with Stamp Solid Bronze sculpture of a cat sitting by Michael Simpson. At Sculpture Gallery we adore Michael Simpson's work. As an artist, Simpson has come to be known for his ability to capture a…
    • Clear Skies (826)  - Michael Simpson (Solid Bronze Sculpture)
    • Clear Skies (826) - Michael Simpson (Solid Bronze Sculpture)
      • £995.00
    • Clear Skies (826) - Michael Simpson (Solid Bronze Sculpture) Solid Bronze Sculpture by Michael Simpson Details: Medium: Sculpture Published: 2015 Edition Copies: 75 Size: 25cm x 29.5cm - 4.8kg Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included Clear Skies - Solid Bronze sculpture of a Tawny Owl by Michael Simpson. Solid Bronze sculpture Clear Skies was published in 2015…
    • Devils Work - Nic Joly (Original Series Edition Framed)
    • Devils Work - Nic Joly (Original Series Edition Framed)
      • £1,950.00
    • Devils Work - Nic Joly (Original Series Edition Framed) Original Series Edition Framed by Nic Joly Details: Medium: Original Series Edition Framed Published: 2016 Edition Copies: 9 Size: 24 x 18 incges Finish: Framed Signed:Yes Certificate of Authenticity Included
    • Dragon Fly - Andy Ballantyne (Original Metal Sculpture)
    • Dragon Fly - Andy Ballantyne (Original Metal Sculpture)
      • £295.00
    • Dragon Fly - Andy Ballantyne (Original Metal Sculpture) Original Metal Sculpture by Andy Ballantyne Details: Medium: Original Metal Sculpture Published: 2016 Edition Copies: N/A Size: 12 x 16.5 x 2.25 inches Finish: As Pictured Signed:Yes Certificate of Authenticity Included
    • Elegance (987) - Michael Simpson (Limited Edition Bronze Sculpure)
    • Elegance (987) - Michael Simpson (Limited Edition Bronze Sculpure)
      • £190.00
    • Elegance (987) - Michael Simpson (Limited Edition Bronze Sculpure) Limited Edition Bronze Sculpure by Michael Simpson Details: Medium: Bronze Sculpure Limited Edition Published: 42979 Edition Copies: 200 Size: 10 x 15.5cm - Weight 430g Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included
    • Elephant - Michael Simpson (Nickel Plated Resin Sculpture)
    • Elephant - Michael Simpson (Nickel Plated Resin Sculpture)
      • £144.00
    • Elephant - Michael Simpson (Nickel Plated Resin Sculpture) Nickel Plated Resin Sculpture by Michael Simpson Details: Medium: Resin Sculpture Nickel Plated Published: 2017 Edition Copies: Open Edition Size: Height 28cm x length 30cm Finish: As Pictured Signed:Engraved Certificate of Authenticity Included
    • Falcon - Michael Simpson (Nickel Plated Resin Sculpture)
    • Falcon - Michael Simpson (Nickel Plated Resin Sculpture)
      • £124.80
    • Falcon - Michael Simpson (Nickel Plated Resin Sculpture) Nickel Plated Resin Sculpture by Michael Simpson Details: Medium: Resin Sculpture Nickel Plated Published: 2017 Edition Copies: Open Edition Size: Height 24 x Length 19cm Finish: As Pictured Signed:Engraved Certificate of Authenticity Included
    • First Retrieve (785)  - Michael Simpson (Solid Bronze Sculpture)
    • First Retrieve (785) - Michael Simpson (Solid Bronze Sculpture)
      • £295.00
    • First Retrieve (785) - Michael Simpson (Solid Bronze Sculpture) Solid Bronze Sculpture by Michael Simpson Details: Medium: Sculpture Published: 2015 Edition Copies: 250 Size: 16.5cm x 13.5cm - 860g Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included First Retrieve (785) Solid Bronze Sculpture by Michael Simpson This charming piece captures the countryside scene of a gun…
    • Fly Fishing (912) - Michael Simpson (Lost Wax, Solid Bronze Sculpture)
    • Fly Fishing (912) - Michael Simpson (Lost Wax, Solid Bronze Sculpture)
      • £283.00
    • Lost Wax, Solid Bronze Sculpture, Fly Fishing (912) by Michael Simpson Details: Medium: Lost Wax, Solid Bronze Sculpture Published: 2013 Edition Copies: 75 Size: 20cm Tall Finish: As Pictured Signed:Yes - Engraved Fly Fishing by Michael Simpson - a Lost Wax, Solid Bronze Sculpture Fly Fishing (626) is a wonderful example of a traditional fishing scene captured in bronze by British artist Michael S…
    • Gorilla - Michael Simpson (Nickel Plated Resin Sculpture)
    • Gorilla - Michael Simpson (Nickel Plated Resin Sculpture)
      • £144.00
    • Gorilla - Michael Simpson (Nickel Plated Resin Sculpture) Nickel Plated Resin Sculpture by Michael Simpson Details: Medium: Resin Sculpture Nickel Plated Published: 2017 Edition Copies: Open Edition Size: Height 22 x Length 24.4cm Finish: As Pictured Signed:Engraved Certificate of Authenticity Included
    • Greyhounds (973) - Keith Sherwin (Limited Edition Bronze Sculpure)
    • Greyhounds (973) - Keith Sherwin (Limited Edition Bronze Sculpure)
      • £295.00
    • Greyhounds (973) - Keith Sherwin (Limited Edition Bronze Sculpure) Limited Edition Bronze Sculpure by Keith Sherwin Details: Medium: Bronze Sculpure Limited Edition Published: 42979 Edition Copies: 150 Size: 19 x 7.5cm - Weight 760g Finish: As Pictured Signed:Yes - Engraved Certificate of Authenticity Included
    • Guitar - Andy Ballantyne (Original Metal Sculpture)
    • Guitar - Andy Ballantyne (Original Metal Sculpture)
      • £2,995.00
      • Out of stock
    • Guitar - Andy Ballantyne (Original Metal Sculpture) Original Metal Sculpture by Andy Ballantyne Details: Medium: Original Metal Sculpture Published: 2016 Edition Copies: N/A Size: 42 x 14.5 x 1.5 inches Finish: As Pictured Signed:Yes Certificate of Authenticity Included
    • Hedgehog with Apple (923) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
    • Hedgehog with Apple (923) - Michael Simpson (Limited Edition Solid Bronze Sculpture)
      • £110.00
    • Hedgehog with Apple (923) - Michael Simpson (Limited Edition Solid Bronze Sculpture) Limited Edition Solid Bronze Sculpture by Michael Simpson Details: Medium: Solid Bronze Sculpture Limited Edition Published: 2016 Edition Copies: 250 Size: 4.5 x 4.5cm - 180g Finish: As Pictured Signed:Engraved Certificate of Authenticity Included Hedgehog with Apple (923) by Michael Simpson (limited edition - sol…
    • Hummingbird (971) - Keith Sherwin (Limited Edition Bronze Sculpture with Presentation Box)
    • Hummingbird (971) - Keith Sherwin (Limited Edition Bronze Sculpture with Presentation Box)
      • £215.00
    • Hummingbird (971) - Keith Sherwin (Limited Edition Bronze Sculpture with Presentation Box) Limited Edition Bronze Sculpture with Presentation Box by Keith Sherwin Details: Medium: with Presentation Box Limited Edition Bronze Sculpture Published: 42979 Edition Copies: 150 Size: 8.5 x 12.5cm - Weight 215g Finish: As Pictured - With Presentation Box Signed:Yes - Engraved Certificate of Authenticity I…
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