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Own Art - 10 Months Interest Free

Own Art Eligible Works - Interest Free

Making Art More Affordable and Acessible to Everyone

Own Art makes buying art easy and affordable by letting you spread the cost of your purchase over 10 months with an interest free loan. With hundreds of original works of art, limited edition prints and sculptures to choose from, why not start a collection of your own today from as little as £10 per month.

Own Art loans can be used for the purchase of any kind of contemporary art or craft from paintings and drawings to sculpture and ceramics from as little as £100 up to a maximum of £2,500 over 10 months.

Buy original and limited edition art, interest free. Next day delivery.

At Enid Hutt Galery we have an extensive selection of original and limited edition art, sculpture and many other pieces of art available to buy through the Own Art scheme. If there is a particular item you wish to buy, please contact us or a member of staff in the gallery.

How Much Can I Borrow?

Own Art loans allow you to borrow from as little as £100 up to a maximum of £2,500 for the purchase of works of art by living artists.

Although there isn’t a limit on the amount of times you can use Own Art, we suggest that you do not apply for more than one loan at the same time. Every loan application will be subject to a credit check, and your application may be declined if you have not yet already established a repayment record for an existing Own Art loan, or if the total amount of credit you have asked for is considered by the finance company to be too high in relation to your income.

£100 is the minimum that can be borrowed (this would be repaid in monthly installments of £10), but it is possible to use this to cover several lower value items with a combined value of over £100.

If you are buying something more valuable than £2,500 you can use an Own Art loan as a part payment. Please note that you cannot apply for multiple Own Art loans to cover the costs of a single purchase.

Own Art Plus loans allow you to borrow from £2,500 up to a maximum of £25,000 for the purchase of artwork by artists born in the 20th or 21st centuries. These loans are repayable over 10 months.

All Own Art loans are completely interest free for the customer.

Own Art - How Do I Apply?

Applying for an Own Art loan is easy!

The first stage is the difficult bit -- deciding what to buy. With hundreds of original artworks, limited edition prints including signed prints and stunning sculptures to choose form, narrowing them all down to your favourites can be a fun challenge!

Are You Eligible?

Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet the following criteria in order to apply for a loan:

  • Over the age of 18
  • A permanent UK resident
  • Working at least 16 hours a week (employed or self-employed)
  • A retired person in receipt of a pension

If you are not working but are married to or living with a partner who does meet the above criteria, then you may still apply provided that your partner is happy for their employment details to be included on your application form.

Ask for Own Art

Once you've found the piece of work that you want to buy, just let the gallery know that you'd like to apply for an Own Art loan to finance your purchase.

Don't forget that if you are applying for the loan in person you will need to show proof of ID – this could be in the form of a utility bill or just simply your driving licence -- along with a credit or debit card as proof of signature.

It only takes 10 minutes!

Staff in the gallery will take you through the loan application process, which normally takes about 10 minutes. Once you've given all the information they need, you'll get an instant decision.

A deposit is not necessary (although galleries may ask for one at their discretion, should you wish to take the work home with you immediately).

Live With The Art You Love

Once the agreement has been signed, the process is complete. You can take your artwork away there and then!

You will receive a welcome letter from our finance partner Hitachi Capital Consumer finance and following this the 10 monthly payments will be collected from your account via direct debit. This usually starts about four weeks after you have made your purchase. You can contact Hitachi to change the payment date to one more convenient for you.

Simple as that.

A Bit Blowy - Jan Nelson (Original Oil on Canvas) A Bit Blowy - Jan Nelson (Original Oil on Canvas)
£595.00
1 in stock
A Bit Blowy - Jan Nelson (Original Oil on Canvas) Original Oil on Canvas by Jan Nelson Details: Medium: Original Oil on Canvas Published: 2016 Edition Copies: N/A Size: 30 x 30cm Finish: Framed Signed:Yes Certificate of Authenticity Included
A Blow Down the Line - Jan Nelson (Original Acrylic on Boxed Canvas) A Blow Down the Line - Jan Nelson (Original Acrylic on Boxed Canvas)
£1,995.00
1 in stock
A Blow Down the Line - Jan Nelson (Original Acrylic on Boxed Canvas) Original Acrylic on Boxed Canvas by Jan Nelson Details: Medium: on Boxed Canvas Original Acrylic Published: 2016 Edition Copies: N/A Size: 90x90cm Finish: Framed Signed:yes Certificate of Authenticity Included
A Break In The Cloud - Ben Goymour (Original Oil) A Break In The Cloud - Ben Goymour (Original Oil)
£858.00
1 in stock
A Break In The Cloud - Ben Goymour (Original ) Original by Ben Goymour Details: Medium: Original Published: 2019 Edition Copies: N/A Size: 24 x 24 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Break in the Journey - Iain Faulkner (Signed Limited Edition Giclee on Paper) A Break in the Journey - Iain Faulkner (Signed Limited Edition Giclee on Paper)
£374.00
1 in stock
A Break in the Journey - Iain Faulkner (Signed Limited Edition Giclee on Paper) Signed Limited Edition Giclee on Paper by Iain Faulkner Details: Medium: on Paper Signed Limited Edition Giclee Published: 2018 Edition Copies: 150 Size: 430 x 430mm Finish: Mounted or Framed Signed:Yes Certificate of Authenticity Included
A Break in the Trees - Allan Morgan (Original Acrylic on Board) A Break in the Trees - Allan Morgan (Original Acrylic on Board)
£995.00
1 in stock
A Break in the Trees - Allan Morgan (Original Acrylic on Board) Original Acrylic on Board by Allan Morgan Details: Medium: on Board Original Acrylic Published: 2017 Edition Copies: N/A Size: 40 x 15 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Cottage Garden - Tom Capstick (Original on Board) A Cottage Garden - Tom Capstick (Original on Board)
£845.00
1 in stock
A Cottage Garden - Tom Capstick (Original on Board) Original on Board by Tom Capstick Details: Medium: on Board Original Published: 2019 Edition Copies: N/A Size: 16 x 16 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Cottage Meadow - Tom Capstick (Original on Board) A Cottage Meadow - Tom Capstick (Original on Board)
£845.00
1 in stock
A Cottage Meadow - Tom Capstick (Original on Board) Original on Board by Tom Capstick Details: Medium: on Board Original Published: 2019 Edition Copies: N/A Size: 16 x 16 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Cracking Day on the Water - Jan Nelson (Original Acrylic on Canvas) A Cracking Day on the Water - Jan Nelson (Original Acrylic on Canvas)
£1,195.00
1 in stock
A Cracking Day on the Water - Jan Nelson (Original Acrylic on Canvas) Original Acrylic on Canvas by Jan Nelson Details: Medium: on Canvas Original Acrylic Published: 2017 Edition Copies: N/A Size: 50 x 50cm Finish: Framed Signed:yes Certificate of Authenticity Included
A Different Perspective - Scott Naismith (Signed Limited Edition Giclee on Paper) A Different Perspective - Scott Naismith (Signed Limited Edition Giclee on Paper)
£120.00
11 in stock
A Different Perspective - Scott Naismith (Signed Limited Edition Giclee on Paper) Signed Limited Edition Giclee on Paper by Scott Naismith Details: Medium: on Paper Signed Limited Edition Giclee Published: 2015 Edition Copies: 195 Size: 40 x 40cm Finish: Print Only or Framed Signed:Yes Certificate of Authenticity Included
A Fresh Bottle - Miguel Nunez (Original Oil on Canvas) A Fresh Bottle - Miguel Nunez (Original Oil on Canvas)
£2,700.00
1 in stock
A Fresh Bottle - Miguel Nunez (Original Oil on Canvas) Original Oil on Canvas by Miguel Nunez Details: Medium: on Canvas Original Oil Published: 2019 Edition Copies: N/A Size: 60 x 60cm Finish: Framed Signed:Yes Certificate of Authenticity Included
A Load of Love - Mackenzie Thorpe (Signed Limited Edition on Paper) A Load of Love - Mackenzie Thorpe (Signed Limited Edition on Paper)
£432.00
Available to order
A Load of Love - Mackenzie Thorpe (Signed Limited Edition on Paper) Signed Limited Edition on Paper by Mackenzie Thorpe Details: Medium: on Paper Signed Limited Edition Published: Edition Copies: 150 Size: 22 x 22 inches Finish: Mounted or Framed Signed:Yes Certificate of Authenticity Included
A Moment Alone - Iain Faulkner (Signed Limited Edition Giclee on Paper) A Moment Alone - Iain Faulkner (Signed Limited Edition Giclee on Paper)
£573.00
1 in stock
A Moment Alone - Iain Faulkner (Signed Limited Edition Giclee on Paper) Signed Limited Edition Giclee on Paper by Iain Faulkner Details: Medium: on Paper Signed Limited Edition Giclee Published: 43466 Edition Copies: 150 Size: 590 x 590mm Finish: Mounted or Framed Signed:Yes Certificate of Authenticity Included
A Paradise - Mackenzie Thorpe (Signed Limited Edition) A Paradise - Mackenzie Thorpe (Signed Limited Edition)
£239.00
1 in stock
A Paradise - Mackenzie Thorpe Medium: Photo Litho Published: Edition Copies: 850 Size: 18 x 12½ inch Finish: Mounted or Framed Signed: Yes
A Razzle of Reds - Jan Nelson (Original Acrylic on Canvas) A Razzle of Reds - Jan Nelson (Original Acrylic on Canvas)
£625.00
1 in stock
A Razzle of Reds - Jan Nelson (Original Acrylic on Canvas) Original Acrylic on Canvas by Jan Nelson Details: Medium: on Canvas Original Acrylic Published: 2017 Edition Copies: N/A Size: 30 x 30 cm Finish: Framed Signed:yes Certificate of Authenticity Included
A Rough Day - Sarah Spofforth McQuat (Original Acrylic on Board) A Rough Day - Sarah Spofforth McQuat (Original Acrylic on Board)
£715.00
1 in stock
Cow - Sarah Spofforth McQuat (Original Acrylic on Board) Original Acrylic on Board by Sarah Spofforth McQuat Details: Medium: on Board Original Acrylic Published: 2017 Edition Copies: N/A Size: 12 x 24 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Silent Stare - Ruby Keller (Original Acrylic on Board) A Silent Stare - Ruby Keller (Original Acrylic on Board)
£647.00
1 in stock
A Silent Stare - Ruby Keller (Original Acrylic on Board) Original Acrylic on Board by Ruby Keller Details: Medium: on Board Original Acrylic Published: 2019 Edition Copies: N/A Size: 16 x 16 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
A Spot of Colour - Jean Picton (Original Mixed Media on Canvas) A Spot of Colour - Jean Picton (Original Mixed Media on Canvas)
£286.00
Out of stock
A Spot of Colour - Jean Picton (Original Mixed Media on Canvas) Original Mixed Media on Canvas by Jean Picton Details: Medium: Original Mixed Media on Canvas Published: 2016 Edition Copies: N/A Size: 31 x 31cm Finish: Framed Signed:Yes Certificate of Authenticity Included
A Walk In The Park - David Kirk (Original on Canvas) A Walk In The Park - David Kirk (Original on Canvas)
£1,100.00
1 in stock
A Walk In The Park - David Kirk (Original on Canvas) Original on Canvas by David Kirk Details: Medium: on Canvas Original Published: 2019 Edition Copies: N/A Size: 20 x 20 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
Acarsaid Mhor, Eriskay - Ron Lawson (Signed Limited Edition Giclee on Paper) Acarsaid Mhor, Eriskay - Ron Lawson (Signed Limited Edition Giclee on Paper)
£240.00
1 in stock
Acarsaid Mhor, Eriskay - Ron Lawson (Signed Limited Edition Giclee on Paper) Signed Limited Edition Giclee on Paper by Ron Lawson Details: Medium: on Paper Signed Limited Edition Giclee Published: 2019 Edition Copies: 195 Size: 36 x 6 inches Finish: Print Only, Mounted or Framed Signed:Yes
Achnahaird, Assynt - John Bell (Original Acrylic on Board) Achnahaird, Assynt - John Bell (Original Acrylic on Board)
£2,400.00
1 in stock
Achnahaird, Assynt - John Bell (Original Acrylic on Board) Original Acrylic on Board by John Bell Details: Medium: on Board Original Acrylic Published: 2019 Edition Copies: N/A Size: 60 x 8 inches Finish: Framed Signed:Yes Certificate of Authenticity Included
African Beauty - Gina Hawkshaw (Original Acrylic on Canvas) African Beauty - Gina Hawkshaw (Original Acrylic on Canvas)
£2,650.00
Out of stock
African Beauty - Gina Hawkshaw (Original Acrylic on Canvas) Original Acrylic on Canvas by Gina Hawkshaw Details: Medium: on Canvas Original Acrylic Published: 2019 Edition Copies: N/A Size: 102 x 102cm Finish: Framed Signed:Yes
Afternoon - Andrei Protsouk (Original Oil on Panel) Afternoon - Andrei Protsouk (Original Oil on Panel)
£720.00
1 in stock
Afternoon - Andrei Protsouk (Original OIl on Panel) Original OIl on Panel by Andrei Protsouk Details: Medium: on Panel Original OIl Published: 2019 Edition Copies: N/A Size: 9 x 19cm Finish: Framed Signed:Yes
Afternoon Reverie - Jack Vettriano (Signed Limited Edition Giclee On Paper) Afternoon Reverie - Jack Vettriano (Signed Limited Edition Giclee On Paper)
£365.00
1 in stock
Afternoon Reverie - Jack Vettriano (Giclee On Paper) Signed Limited Edition Giclee On Paper by Jack Vettriano Details: Medium: Giclee On Paper Published: 2012 Edition Copies: 250 Size: 36.1 x 31.7cm Finish: Mounted Signed:Yes
Aird Mhidhinis - Ron Lawson (Signed Limited Edition Giclee on Paper) Aird Mhidhinis - Ron Lawson (Signed Limited Edition Giclee on Paper)
£895.00
Available to order
Aird Mhidhinis - Ron Lawson (Signed Limited Edition Giclee on Paper) Signed Limited Edition Giclee on Paper by Ron Lawson Details: Medium: on Paper Signed Limited Edition Giclee Published: 2019 Edition Copies: 95 Size: 59 x 13 inches Finish: Framed Signed:Yes

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